Most employers with totally and self-insured plans will cowl elective abortions in states the place permitted by legislation
ARLINGTON, Va., Aug. 11, 2022 (GLOBE NEWSWIRE) — The quantity of US employers providing travel benefits for abortion services is predicted to double over the subsequent few years in the wake of the Supreme Court’s Dobbs v. Jackson Women’s Health Organization resolution, in accordance to a brand new survey by WTW (NASDAQ: WTW), a number one world advisory, broking and options firm.
The survey of 305 US employers discovered over a 3rd of respondents (35%) now offer travel lodging benefits for elective and medically needed abortions. Another 16% of employers plan to offer abortion travel benefits in 2023, whereas 21% are contemplating it.
The survey additionally discovered almost half (44%) of employers that offer or plan to offer travel benefits for abortion services or for another medical procedures (eg, transplant, bariatric and musculoskeletal surgical procedures, gender affirmation, fertility services) due to the court docket ruling have enhanced these benefits. Another 46% are planning or contemplating enhancing these benefits subsequent yr or in the longer term. Further, 86% of employers align their travel and lodging benefits for abortion services with travel and lodging benefits for different procedures.
Most plans place limits on abortion travel benefits with annual caps being the most typical method. Among firms that offer or plan to offer travel benefits for abortion services, 43% have an annual restrict and 22% count on to place a restrict in the longer term. Among firms that offer or plan to offer travel benefits for abortions, 28% have a lifetime restrict and 20% have a restrict per incidence. Almost two-thirds of employers (64%) will restrict bills to IRS tax-free quantities.
“As a brand new panorama of state legal guidelines emerges, many employers are figuring out whether or not and the way to assist staff who search abortion services,” mentioned Regina Ihrke, senior director, Health, Equity & Wellbeing chief, WTW. “As at all times, their major goal is to serve the wants of their profit plan enrollees, irrespective of in which state they reside.”
The overwhelming majority of employers with totally and self-insured well being plans cowl abortion procedures. Among employers with totally insured plans, 93% of firms count on to offer protection for elective abortions by 2023 in states the place abortion is permitted by legislation. Among employers that self-insure their profit plans, 82% count on to offer protection for elective abortions by 2023 in states the place abortions are permitted by legislation.
“The Dobbs resolution raises questions for employers for which there aren’t any quick solutions given the continuing modifications in state legal guidelines,” mentioned Courtney Stubblefield, senior director, Health & Benefits, WTW. “Employers will want to keep conscious of developments in order to align profit applications with group objectives and to greatest meet staff’ profit wants.”
About the survey
A complete of 305 US employers participated in the 2022 Post Dobbs Decision Survey, which was carried out in August 2022. Respondents make use of 4 million employees. Over half of respondents (55%) have self-insured well being plans solely, whereas 9% have totally insured well being plans solely. The remaining respondents have each plans.
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Ed Emerman: +1 609 240 2766